Saving money

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By Kelvin Ng (guest contributor) Many people think that saving, investing, and slogging all your life will make you RICH, but little do they know that marrying the wrong person and staying single too long can make you BROKE! Imagine yourself being single, young and with earning power. But with […]

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By AK (guest contributor) People often complain about how they do not make enough money. If you come under this category, ask yourself: Are you being shortchanged? If others in similar positions are being paid more, then it may be the case that you got a raw deal. Negotiate with […]

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By AK (guest contributor) How on earth can an average worker amass $500,000 in capital through work and frugality? The key is to stop being “average” and to make an effort to change for the better. For example, a full time private tutor I know managed to save $50,000 per […]

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By Lau (guest contributor) I came across an article on how to make extra cash which listed ten ways to do so: 1. Sell your unwanted stuff 2. Rent out your spare room 3. Get a part-time job 4. Get paid to do surveys 5. Become a mystery shopper 6. […]

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By Ken Tan (guest contributor) During my informal chats with people, I realized different people approach savings differently. This may be due to individual circumstances, mentality, personal challenges or incomes. Some people save 10% of their income, some 15%, some 30%. For me, I save 40% of my net earned […]

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By Musicwhiz (guest contributor) In the quest for financial freedom, I wonder how many of us have stopped to ask ourselves the following question: What actually does money mean to us and what does it symbolize? What I mean is – how should one go about thinking about money and […]

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By FNN (guest contributor) Most of us want to retire comfortably, rich and without having to worry about money anymore. For a meaningful retirement, we must have a substantial amount of money to tide us through our later years. You also need to save enough money for shorter term goals […]

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By Lau (guest contributor) Retirement carries a different meaning for people at different ages. For the young adult starting work in their twenties, retirement is something that probably does not carry much meaning. It is something their parents are transiting into and has nothing to do with them. First and foremost […]

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By Guru (guest contributor) The current starting median pay for polytechnic graduates is $2,000, while for University graduates it is about $2,700. The median salary per month for Singaporeans in 2011 is $2,710. I really wonder how Singaporeans can stay out of debt if they continue to spend. An example of […]

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By Ken Tan (guest contributor) If you take a walk through ION Orchard during the weekends, chances are that you will see long queues at high-end clothing boutiques such as Prada or Louis Vuitton. Take a closer look and you will be surprised – young female teenagers form part of the […]

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